Retirement Planning for Employees
Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for many years. But, in order to have a truly comfortable and enjoyable retirement, you need to ensure that you have the means to afford it. When putting together a retirement plan, it's crucial to consider the three key stages of retirement.
This is the stage in which you save for your retirement- essentially the majority of your working life. Naturally, if you start saving for your retirement early, you will have the ability to save a larger amount for the future.
At this point, you are making the final plans for your retirement. Although you are potentially making the most amount of money before you retire, there is less time for your money to compound inside your savings. It's still important to continue saving and making sure that your investments are fit for your retirement goals.
Now's the time to put your feet up from the day job but you you still need to keep an eye on income and wealth preservation. Your focus will be on how to preserve your money so that it lasts the length of your lifetime.
With precise planning, you can ensure your money outlasts you. There are a variety of options available to help you make the most of your nest egg: RRSP, RRIF, TFSA, CPP, annuities, investment funds to help you grow
We can help guide you in choosing the appropriate investments suited for your goals. Our financial experience can help you prioritize, set your goals and put together a plan that will ensure the best retirement possible.