facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Planning Considerations &
Product Solutions

Planning Considerations

Insurance Needs Analysis

Question: How much insurance do I need?
Question: What kind of insurance is best for me?

Series of Key Decisions:

  1. Finding the Right Advisor
    1. Knowledgeable and trustworthy
    2. Ability to communicate clearly and concisely
  2. What is the Right Amount
    1.  Insurance Portfolio Review
    2. How much do I need today and into the future?
    3. Do I have too much, not enough or just right?
  3. What is the Right Type of Insurance
    1. Term, Universal Life, Whole Life
    2. Single life or joint life
    3. Extensive industry knowledge to guide you
  4. Which Insurance Company?
    1. Insurance brokers representing six different companies

For more information, please contact our office to arrange a meeting.

Financial Projections

Question: Are we going to be OK? Do we have enough saved?
Question: How much income will we receive once we "retire"?

  1. Specialize in creating financial models that will accurately project your future sources of income
  2. Review your current financial situation and discuss your lifestyle goals
  3. Input your financial information into the modelling program
  4. Review your financial projections and test them under different scenarios
  5. Designed to answer a series of questions:
    1. Are we going to OK?
    2. Are there some planning strategies we can implement that will lower our tax bill?
    3. What sort of investment returns do we need to generate to meet our goals?

For more information, please contact our office to arrange a meeting.

Investments & Wealth Accumulation

  • Mutual Funds
  • Annuities
  • GIC’s/Term Deposits

Insurance & Estate Preservation

  • Life Insurance
  • Term
  • Whole Life
  • Universal Life
  • Segregated Funds

Living Benefits

  • Critical Illness
  • Disability
  • Long Term Care

Banking products and services are offered through referral.