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About Us

We firmly believe in taking a TEAM approach to working with our clients:

  Transparent, unbiased financial advice
  Empowering clients to make informed decisions
  Analytical, process driven planning strategies
  Maximizing wealth accumulation and preservation

David Leman Photo

David Leman


Financial Planner, Manulife Securities Investment Services Inc.
Chartered Life Underwriter, Five Seasons Financial Management Ltd.

David has been in the financial services industry for twenty four years and was employed by a large Canadian insurance company until 2007.  In 2007, he established Five Seasons Financial Management Ltd. with the goal of helping families and business owners build their wealth, live their dreams and create a legacy.  David has the unique ability to take complicated financial products and strategies and explain them in a clear and concise manner. His technical skills in the investment and insurance marketplace enable him to create unique and individually tailored solutions to your financial needs.

David has a business degree from Simon Fraser University, and has earned the following industry designations: Certified Financial Planner, Chartered Life Underwriter and Certified Professional Consultant on Aging.

David has been married to his wife Agata since 1991 and their son Zachary recently graduated from Yale University with an Economics degree.  David is an avid squash player and enjoys skiing, mountain biking, and adventure racing.

Phone: 604.542.2595
Fax: 604.538.9616
Toll Free: 1.888.783.5265
Email: david.leman@manulifesecurities.ca

Zachary Leman Photo

Zachary Leman

BA (Econ)

Marketing Associate, Manulife Securities Investment Services Inc. and Five Seasons Financial

Zachary joined Five Seasons Financial as a Marketing Associate in June 2017. Zachary has spent the past five years living in the United States, graduating from Yale University in 2016 with a degree in Economics and having spent the past year working as an Internal Consultant in Connecticut. 

Having grown up in South Surrey, Zachary is excited to return to his roots in the Lower Mainland.  His main interests are squash, golf and travelling.

Email: zachary.leman@manulifesecurities.ca

Carolyn Graf Photo

Carolyn Graf

Marketing Assistant, Manulife Securities Investment Services Inc. and Five Seasons Financial

Carolyn joined the Five Seasons team in April 2016 after moving to the Lower Mainland from Ontario to be closer to her two sons.  Carolyn’s main responsibilities include providing ongoing administrative support as well as managing client relationships.

In her spare time, Carolyn enjoys spending time outdoors.  She likes hiking, reading and spending time with her grandchildren.

Email: carolyn.graf@manulifesecurities.ca