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Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Five Seasons Financial Management Ltd. Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada. Five Seasons Financial is a trade name used for mutual fund and insurance business. Manulife Securities related companies are 100% owned by The Manufactures Life Insurance Company (MLI) which is 100% owned by the Manulife Financial Corporation a publicly traded company. Details regarding all affiliated companies of MLI can be found on the Manulife Securities website www.manulifesecurities.ca. Please confirm with your advisor which company you are dealing with for each of your products and services. Manulife Bank Advantage Account is offered by David Leman through referral arrangement with their Insurance business Five Seasons Financial Management Ltd. and is separate from Manulife Securities Investment Services Inc. product offerings. Please confirm with your Advisor which company you are dealing with for each of your products and services.

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